Attention homeowners in Brandon and Rankin County: Need an appraisal?

The top 7 reasons why MS homeowners hire WD Appraisals, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Rankin county's assessment of your property
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MS divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Rankin County or the state of MS

Own a home in or near Brandon, MS and need help determining the value of it?
Contact WD Appraisals, LLC.

We at WD Appraisals, LLC understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping consumers just like you dismiss unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from WD Appraisals, LLC is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. WD Appraisals, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? WD Appraisals, LLC offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.